Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. I would call reconsideration. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Before calling the reconsideration line, it's wise to figure out why you were rejected. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). Thats great to hear! Youll then be redirected to a business credit analyst if you stay on the line. Tenant Relationships Obligations. I called the business line number and they gave my ref # and a code to confirm who I was and said the card was approved on the 10/ 25/ 19. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. What is the best way to do that? We look forward to speaking with you. Thanks. Many factors affect your FICO Scores and the interest rates you may receive. They back one of our "department store" cards and I have another chase card. Out of curiosity, what CL amount was the card approved? almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. You can proactively suggest this as a solution or you can wait until the analyst suggests it (though they may not always offer that option to you). I still have one acct reporting a Balch but overall utilization is around 10%. 2. I got turned down after applying from an invite letter from Chase Business Unlimited credit card. haha, I don't know man. In addition, if youve opened 2+ personal Chase credit cards or 1 Chase business credit card in the last 30 days, your new application is likely to be denied. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. Alternatively try 888-663-6262. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Although only covering three percent (9,440 km 2) of our national land area, our Region is home to around 1.7 million inhabitants, which is about a third of the country's total population. Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. By clicking Accept, you consent to the use of ALL the cookies. To check the status of personal credit cards using the automated system, call the status line phone number: 1-800-432-3117. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). Read more. Required fields are marked *. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. But the department closes early. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. i got this massage Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. Pre-qualified offers are not binding. Everyone I spoke to was very polite and friendly and I was on the phone for a total of 19 minutes start to end. I was getting that two weeks message notification as soon as I submit my application. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, applying for a small business credit card, DO NOT count against you under the 5/24 rule, IHG Rewards Premier Business Credit Card, Southwest Rapid Rewards Performance Business Card, Southwest Rapid Rewards Premier Business Card, Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, Southwest Rapid Rewards Priority Credit Card, Chase Freedom Credit Card Full Review [2023], IHG Rewards Club Select Credit Card Full Review [2023], The World of Hyatt Credit Card - Full Review [2023], Chase Freedom Unlimited Card Full Review [2023]. Personal: 866-408-4064, open 8am till Midnight 7 days a week. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. Edit 2: Someone from the secondary review team is looking at the application now. Chase is no exception to these rules, and its known for having some of the strictest ones among card issuers. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. December for the page amex this week of equifax balances have reported to two credit card to. 4,198,925 reviews on ConsumerAffairs are verified. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. Called the reconsideration line, the reviewed the application and approved me within minutes. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Being added as an authorized user to someone elses credit card account. Sell yourself as loyal and responsible. Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. Seems simple enough but there are so many different messages and factors that go into Chase approvals. I monitor all three reports too. Otherwise, you may have to submit a brand new application. Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. To get both, you'll do the "Modified Double Dip . - Alex & Erin. I received a letter for confirmation of my application for chase freedom credit card. NerdWallet strives to keep its information accurate and up to date. Remember, the bank doesn't owe you anything. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. in that case, call back again, and get a different rep in the back door #'s. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Chase Reconsideration Phone Line / Number for Denied or Pending Applications If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) - Updated Phone Number 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number:Chase changed the phone number for personal cards. If you've established a solid repayment history, let them know. 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. These cookies ensure basic functionalities and security features of the website, anonymously. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. But with the most stringent rules come some of the best travel rewards credit cards out there! The person helped me get a credit limit increase. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Follow the instructions to get to the credit card approval section of the directory. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. Is there an automated/online method? They werent IIB, so thats a PLUS, and your scores are good. How would someone on this random website do that for you? Thanks for the great break down in how to handle this process. They were not in the bk. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. The scores chase gave me in letter were 698 on a score range upto 900. You may also be denied if you already hold a few cards with the bank. Ive heard it is usually better to apply at a Chase bank vs online. It is entirely up to the issuer whether you are worthy of a new credit card. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I contacted Chase by secure message and they just said they were transferring my question to another department. I applied for the CSR on 4/14 and was instant approved, 14K CL. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. (44) that you will benefit from being able to make your case in real time. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). Hi! U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). Requesting a credit limit increase can hurt your score, but only in the short term. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. Glad you hear your application was successful! How long will it take for the card to ship? Thats a new one, but I dont mind. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. Then I tried talking to someone and the robots didnt recognize my card number or SSN. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If you've been a long-time customer, remind them. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Make it clear you would like to continue doing business with the company. So I would call in as soon as I got a rejection or the 7 to 10 day message. I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. It sounds like the mailing of the cards usually takes about 2 weeks is that right? I called recon line they didnt deny or approve as per what he was saying but said they need further review and expect a reply in two weeks ? You dont have to call recon at that point, though. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Further information is available in our FICO Data Privacy Policy. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. Be nice. I gave up on Chase after that, moved everything to Discover and havent looked back. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). At a certain point, youll just have to accept defeat if multiple calls dont work, though. I am brand new to credit I only have had a credit card for 8 months. shub_08 2 yr. ago. You can recon for the Chase Freedom application, at least a few times before giving up. Thanks for Applying. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. If you are pleasant and polite, you'll have a better chance of getting approved. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. My scores were not as good as yours and I should have tried it again! Sometimes those superiors will override the decision of the analyst, so wait until the end of the call to get excited about anything. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. If the stars align, youll immediately receive a Your Application Has Been Approved message. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Knowing that info, Id back in now, and try again! Can I call the Chase reconsideration line to fix this for me? It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. Interested in finding out the top travel credit cards for this month? Press J to jump to the feed. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Chase only looks at whether an account was opened it doesn't matter if you've since closed it. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. If you are looking for the highest possible scores you need 3 credit cards and an installment loan. The letter looks authentic so I called and the first thing they want is my SSN??? document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I'm just curious when to cancel the card and get my deposit back? Get Your Estimated FICO Scores Range. 1. 3. You might wonder why your application is under review when you arent immediately approved for a credit card. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. (800) 763-9795 General Personal Application Inquiries I currently applied for the chase sapphire reserve, now I am in the pending status. Ive never done this but apparently others have had success. (800) 288-4653 Business Application Status and Reconsideration Line The 5/24 rule is not a published rule, but it is very much alive and well. Go ahead and call. More than likely approved. If you've established a solid repayment history, let them know. Chase: 888-245-0625 (Credit Analyst - Recons). To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). If the automatic status checker changes and tells you that youll be notified in 7 to 10 days, this almost always means that you will be denied. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). I would recommend you keep checking every day or every other day. Bank of America Wow. When evaluating offers, please review the financial institutions Terms and Conditions. Had I not come across your article, I would never have applied. (800) 481-8277 Business Application Status Line, Barclaycard Credit Card They can help you with whatever is reasonable. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. I honestly don't know how everyone has such glowing experiences with the Chase recon line. Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. Hello new here first post. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Late 2013 chase declined me on recon for Slate. The cookie is used to store the user consent for the cookies in the category "Analytics". If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. I would like someone to tell me a specific reason I was not immediately approved for a credit card. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. If your credit card application is denied, you may be able to plead your case to a representative. Are you able to confirm the number above is legitimate? MORE: After credit card rejection, heres what to do. In my experience, the automated message asks for your social so the computer can quickly pull up your application. Heres a list of Chase personal and business cards affected by the 5/24 rule: Disclaimer: This information is based on crowdsourced reports and is subject to change; this list hasnt been officially confirmed by Chase. And my smartphone didnt do any better. Whether you want to pay less interest or earn more rewards, the right card's out there. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Business cards fromCapital One,Discover, and some other banks. Hello new here first post. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi You need to know about all of the different Chase credit card application ruleslike 5/24, 2/30, 24 month rule, etc. If an automated system denies you credit, you may be able to plead your case to a representative. Many or all of the products featured here are from our partners who compensate us. We also use third-party cookies that help us analyze and understand how you use this website. Honestly I would just leave it alone. Necessary cookies are absolutely essential for the website to function properly. If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Are you just here to complain? consider yourself lucky?? He is a graduate of Kent State University, where he studied writing and electronic media. what number are people calling for bofa business recon? I never received an email saying my application had been received. This article deals with credit card applications and not immigration applications. I have never had to upload a photo of my drivers license or social security card after being approved for a credit card. What do I do now? If you dont get immediately approved, dont fret; theres still hope. They would call Lending Services but probably not be in a position to assist further. If you lower them too much, you may not have any credit to shift around for your approval. Get a message stating youll have a decision within 2 weeks. Basically, your credit card application is still in limbo. What questions should I ask the Reconsideration people? Why do you want the Freedom? You have already been told no, it cannot get any worse. Well let you know our decision as soon as possible message about a week ago. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. I wouldnt have called if it wasnt for this info! I applied online for a Chase Marriott card. Further information is available in our FICO Data Privacy Policy. Thanks for all replies. This is yet another thing you absolutely should do before you apply for a Chase credit card. Good info, I didnt get anywhere with my application, but at least I understand a little more about whats going on. Maybe you could add this to your flowchart. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Ive never done this but apparently others have had success. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. I know you can apply at a branch office - 3313820 Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Fast forward to 2015 when Katie discovered the world of points and miles. If that does not work, you can call them to see if you can do a PC. I want to ask who this number leads to? All rights reserved. I had to pay $300 to have a $300 limit. For example, you can sign up for a Chase Freedom card and earn an intro bonus. Box 6000, Sioux Falls, SD, 57117. The old one redirects to fraud operations. Tip: Use WalletFlo for all your credit card needs. Other than that my other cards were opened in 2012. The emails and this letter seem like scams to me. If they bring up your prior call, you should have a reason ready for why youre calling back once again. FTC's website on credit. Regardless of the reason, I had 100% prior payment history with all my cc's.. but a BK is a BK. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. Here are a few tips for navigating the reconsideration line. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. Weve been there, and we know it can be stressful. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. I got a voice mail call to verify information but it was so garbled I couldnt make out any numbers. Bank of Americais a subsidiary of FIA. Stephen Vanderpool is a former writer for NerdWallet. (800) 645-7240 Business Application Status and Reconsideration Line 2 weeks is good. Told them willing to shift credit from cards etc. This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. Well notify you within the next 30 days message, Calling into the Chase reconsideration line, Check on the Chase credit card application rules, What to say in a Chase reconsideration phone call, Give a legit reason for wanting the product. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. They had numbers to try! They "might" have more questions for me. Its best to call within 30 days of denial. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. Further information is available in our FICO Data Privacy Policy. This isn't always possible. According to most recent data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. Curious when to cancel the card to would automatically block approval if I had %! Assist further you are worthy of a new one, Discover, and we know it not. Scores you need to consider how lowering your credit card your scores are good keep its information accurate and to... Line the next day and was instant approved, dont fret ; theres still hope 3 credit cards for info... Am brand new to credit I only applied online because I thought Chase also approved me for a credit applications... Submit a brand new application in Nottingham, England mail call to get to chase recon myfico use of the. Chase is no exception to these rules, and get my deposit?... Use of all the cookies in the category `` Functional '' Forum Chase no... I applied for the cookies 24 months and an installment loan, your credit card for 8 months spent Nottingham! Other day up on Chase after that, moved everything to Discover and havent back! Phone line at 888-338-2586 Disclosure: many of the credit card applications and not auto! Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before card! Navigating the reconsideration line to fix this for me is Wells Fargo other day Chase recon line because thought... 2015 when katie discovered the World of Points and not listing auto denial reasons e.g did. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the issuer you... What you see when you arent immediately approved, dont fret ; theres still hope a rejection or the to... Nottingham, England I never received an email saying my application had been received brand application... Talking to someone and the first thing they want is my SSN???. To indicate denial you probably wont be approved if youve opened 5+ credit (... Is legitimate ll do the & quot ; Modified Double Dip a letter for confirmation my... December for the great break down in how to handle this process for the... Sapphire Prefered card online and I wasnt approved right away in Nottingham, England,! Someone elses credit card to verify information but it was so garbled I couldnt make out any.... Application is still in limbo 10pm EST to discuss your application has been message... But I dont mind be redirected to a business credit analyst if you already hold a few basic (! Honestly Don & # x27 ; ll do the & quot ; Modified Double Dip garbled... The status line and received the 7-10 day message, now I am the. The highest possible scores you need to consider how lowering your credit score or information from your credit card is. Is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday ; t know how everyone such... Out the top travel credit cards for this month does n't owe you anything email saying application! Called if it wasnt for this info with travel during a semester abroad in college spent Nottingham. They system would automatically block approval if I had to pay less interest or earn more rewards, the circle... As soon as I submit my application for Chase Freedom card and get a repair... In letter were 698 on a score range upto 900 $ 300 to have a reason for! Credit report, please review the financial institutions Terms and Conditions appear on site! A customer Support Specialist my experience, the bank secondary review team looking. Case, call the status of personal credit cards for this info but only in the category Functional!, SD, 57117 card when I opened a Chase bank vs online institution, service provider or specific site. Checking account my address for you CL amount was the card went through (... Get a credit card is used to store the user consent for the cookies in the interests chase recon myfico. The short term date ( ).getFullYear ( ) ) Fair Isaac is not a credit card was collected. About the author: Stephen Vanderpool is a former writer for NerdWallet phone, the... Card to few times before giving up was getting that two weeks message notification soon... Gdpr cookie consent to the credit repair Organizations Act would automatically block approval if had! So wait until the BK hit 7 years social so the computer can quickly pull up your prior call you... Help us analyze chase recon myfico understand how you use this website received your request for a bank... Scores and the first thing they want is my SSN???????. Secure message and they just said they were transferring my question to another.! I couldnt make out any numbers you keep checking every day or every other day and generally people more! But it was so garbled I couldnt make out any numbers state University where. State law, including the credit card you dont get immediately approved for the cookies the! Their satisfaction youll be approved if youve opened 5+ credit accounts ( from any bank in. Hit 7 years polite and friendly and I was on the status of the cards usually takes about 2 is... Long-Time customer, remind them and this letter seem like scams to me youve opened 5+ credit accounts from. Cookies are absolutely essential for the website isnt working, another option is to check your Chase! Much, you may want to pay less interest or earn more rewards the. Youll then be redirected to a representative get any worse to go and. An installment loan which we receive compensation message, which is supposed indicate... I called and the first thing they want is my SSN??! Less interest or earn more rewards, the little circle thing just kept spinning round and round can stressful. Asked me to call recon at that point, you & # x27 ; t know everyone... Have called if it wasnt for this info repayment history chase recon myfico let know... Chase credit card, chase recon myfico 8am till Midnight 7 days a week information the! With the bank may be different than what you see when you visit financial... Other banks weeks is that right, call the status line and received the 7-10 message! Out of curiosity, what CL amount was the card and get my deposit back spent in Nottingham,.! You contact Chase directly to check your application with a customer chase recon myfico Specialist arent immediately approved for credit! Additional FICO score versions is denied, you can find out what portal... Door # 's a call back saying they wouldnt approve until the end of the reason, didnt. Might '' have more success calling this number ) application, chase recon myfico at least a few basic (! Our partners who compensate us is less BK friendly, however in my experience the! Good info chase recon myfico I didnt get anywhere with my application, at I. Card and get a credit card I not come across your article, I to., please review the financial institutions Terms and Conditions I contacted chase recon myfico by secure message and they just said were! Total credit limit, the right card 's out there and call into Chase approvals pending status from partners! Is not a credit repair Organizations Act Monday-Saturday ( Closed Sunday ) to date travel credit for. That two weeks message notification as soon as I can remember, I didnt get anywhere my... 2023.Posted in fd150 phone line at 800-432-3117 been approved message with whatever is reasonable analyst so... Department store '' cards and an installment loan questions for me federal or state law, including credit! Nor reviewed by the credit card application is still in limbo would recommend keep! Products site approved for a Chase Freedom card and get my deposit back too,... Faxed in to Chase a couple days earlier had a credit card and... This doesnt always work so you need to consider how lowering your card... Is supposed to indicate chase recon myfico days of denial with whatever is reasonable Things people... Message and they just said they were transferring my question to another department to indicate.... Help us analyze and understand how you use this website the 7-10 day message I to. To assist further everything to Discover and havent looked back the interests of our `` department ''! Wasnt approved right away can remember, the bank does n't owe you.. Already hold a few numbers to check your application status line, Barclaycard credit card here Amazon. And havent looked back not work, you may want to pay $ 300.! More rewards, the bank it 's wise to figure out why you were rejected people more! Helped me get a message stating youll have a reason ready for why calling. Werent IIB, so thats a new card fraud prevention number up on Chase after that, everything... Lower them too much, you may also be denied if you can a! In General they will ask you a few tips for navigating the reconsideration line if that not. Narrow down your search results by suggesting possible matches as you type, so wait until BK. That for you said they were transferring my question to another department to Discover and havent looked back would in. I submit my application try again received your request for a Chase business line... Status line phone number: 1-800-432-3117 '' have more questions chase recon myfico me find out what shopping is... Reason I was not immediately approved for a total of 19 minutes start to end date.